As anyone who knows me knows, I have bee a big proponent of Medigap Plan F. This is because I think once someone gets on Medicare, they should not have to worry about what they have to pay and what Medicare or their Insurance Plan will pay. Just pay the premium and everything else is covered!

But there has been a lot in the news about this plan disappearing. So what are the facts?

First off, the news, while true, does not affect you if you already have a Plan F (or C). You may continue with this plan and you may change companies and keep this plan just as you have always done.

If you turn 65 prior to January 1, 2020, it does not apply to you either.

However, if you turn 65 after January 1, 2020 (and did not have “underage” Medicare), it is true that you will not be able to purchase either a Plan F or Plan C.

What should you consider? Well, for many, Plan G will fill their needs, with only the Part B Deductible being their responsibility. In every other way, this plan acts like a Plan F.

Feel free to call me with questions. And please do call me if you have a plan and have a birthday soon. I may be able to help you better your situation.

Michael Myers
CA License 0561502
(209) 390-1163

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